PRIVACY NOTICE

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Last updated April 11, 2024

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This privacy notice for Peregrine Foundry, Inc. ("we," "us," or "our"),describes how and why we might collect, store, use, and/or share ("process")your information when you use our services ("Services"), Suchas when you:

Visit our website at http://www.peregrinefoundry.com, or any website of ours that links to this privacy notice
Engage with us in other related ways, including any sales, marketing, or events

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at contact@fairpayai.com.

SUMMARY OF KEYPOINTS

This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.

What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us.

Do we process any sensitive personal information? We do not process sensitive personal information.

Do we receive any information from third parties? We do not receive any information from third parties.

How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about how we process your information.

In what situation sand with which parties do we share personal information? We may share information in specific situations and with specific third parties. Learn more about when and with whom we share your personal information.

How do we keep your information safe? We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe.

What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights.

How do you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.

Want to learn more about what we do with any information we collect? Review the privacy notice in full.

TABLE OF CONTENTS

1.WHAT INFORMATION DO WE COLLECT?

2. HOWDO WE PROCESS YOUR INFORMATION?

3. WHATLEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?

4.WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

6. HOW DO WE HANDLE YOUR SOCIAL LOGINS?

7. HOW LONG DO WE KEEP YOUR INFORMATION?

8. HOW DO WE KEEP YOUR INFORMATION SAFE?

9. DO WE COLLECT INFORMATION FROM MINORS?

10. WHAT ARE YOUR PRIVACY RIGHTS?

11.CONTROLS FOR DO-NOT-TRACK FEATURES

12. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

13. DO WE MAKE UPDATES TO THIS NOTICE?

14. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

15. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

1. WHAT INFORMATIONDO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:

names
phone numbers
email addresses
mailing addresses
job titles
usernames
passwords
contact preferences
contact or authentication data
billing addresses

Sensitive Information. We do not process sensitive information.

Payment Data. We may collect data necessary to process your payment if you make purchases, such as your payment instrument number, and the security code associated with your payment instrument. All payment data is stored by Stripe, Inc.. You may find their privacy notice link(s) here: https://stripe.com/privacy.

Social Media Login Data. We may provide you with the option to register with us using your existing social media account details, like your Facebook, Twitter, or other social media account. If you choose to register in this way, we will collect the information described in the section called "HOW DO WE HANDLE YOUR SOCIAL LOGINS?" below.

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.

Information automatically collected

In Short: Some information —such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies.

The information we collect includes:

Log and Usage Data. Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called "crash dumps"), and hardware settings).

2. HOW DO WE PROCESSYOUR INFORMATION?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

To facilitate account creation and authentication and otherwise manage user accounts. We may process your information so you can create and log in to your account, as well as keep your account in working order.

To save or protect an individual's vital interest. We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm.

3. WHAT LEGAL BASESDO WE RELY ON TO PROCESS YOUR INFORMATION?

In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests.

If you are located in the EU or UK, this section applies to you.

The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:

Consent. We may process your information if you have given us permission (i.e., consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent.

Legal Obligations. We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.

Vital Interests. We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person.

If you are located in Canada, this section applies to you.

We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent).You can withdraw your consent at any time.

In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:

If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way

For investigations and fraud detection and prevention

For business transactions provided certain conditions are met

If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim

For identifying injured, ill, or deceased persons and communicating with next of kin

If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse

If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province

If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records

If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced

If the collection is solely for journalistic, artistic, or literary purposes

If the information is publicly available and is specified by the regulations

4. WHEN AND WITHWHOM DO WE SHARE YOUR PERSONAL INFORMATION?

In Short: We may shareinformation in specific situations described in this section and/or with thefollowing third parties.

We may need toshare your personal information in the following situations:

Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

When we use Google Analytics. We may share your information with Google Analytics to track and analyze the use of the Services. The Google Analytics Advertising Features that we may use include: Google Analytics Demographics and Interests Reporting. To opt out of being tracked by Google Analytics across the Services, visit https://tools.google.com/dlpage/gaoptout. You can opt out of Google Analytics Advertising Features through Ads Settings and Ad Settings for mobile apps. Other opt out means include http://optout.networkadvertising.org/ and http://www.networkadvertising.org/mobile-choice. For more information on the privacy practices of Google, please visit the Google Privacy & Terms page.

5. DO WE USE COOKIESAND OTHER TRACKING TECHNOLOGIES?

In Short: We may usecookies and other tracking technologies to collect and store your information.

We may use cookiesand similar tracking technologies (like web beacons and pixels) to access orstore information. Specific information about how we use such technologies andhow you can refuse certain cookies is set out in our Cookie Notice.

6. HOW DO WE HANDLEYOUR SOCIAL LOGINS?

In Short: If you choose to register or log in to our Services using a social media account, we may have access to certain information about you.

Our Services offer you the ability to register and log in using your third-party social media account details (like your Facebook or Twitter logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile information we receive may vary depending on the social media provider concerned, but will often include your name, email address, friends list, and profile picture, as well as other information you choose to make public on such a social media platform.

We will use theinformation we receive only for the purposes that are described in this privacynotice or that are otherwise made clear to you on the relevant Services. Pleasenote that we do not control, and are not responsible for, other uses of your personalinformation by your third-party social media provider. We recommend that youreview their privacy notice to understand how they collect, use, and share yourpersonal information, and how you can set your privacy preferences on theirsites and apps.

7. HOW LONG DO WEKEEP YOUR INFORMATION?

In Short: We keep yourinformation for as long as necessary to fulfill the purposes outlinedin this privacy notice unless otherwise required by law.

We will only keepyour personal information for as long as it is necessary for the purposes setout in this privacy notice, unless a longer retention period is required orpermitted by law (such as tax, accounting, or other legalrequirements). No purpose in this notice will require us keeping yourpersonal information for longer than three (3) months past thetermination of the user's account.

When we have noongoing legitimate business need to process your personal information, we willeither delete or anonymize such information, or, if this is notpossible (for example, because your personal information has been stored inbackup archives), then we will securely store your personal information andisolate it from any further processing until deletion is possible.

8. HOW DO WE KEEPYOUR INFORMATION SAFE?

In Short: We aim to protectyour personal information through a system of organizational andtechnical security measures.

We have implementedappropriate and reasonable technical and organizational securitymeasures designed to protect the security of any personal information weprocess. However, despite our safeguards and efforts to secure yourinformation, no electronic transmission over the Internet or informationstorage technology can be guaranteed to be 100% secure, so we cannot promise orguarantee that hackers, cybercriminals, or other unauthorized thirdparties will not be able to defeat our security and improperly collect, access,steal, or modify your information. Although we will do our best to protect yourpersonal information, transmission of personal information to and from ourServices is at your own risk. You should only access the Services within asecure environment.

9. DO WE COLLECTINFORMATION FROM MINORS?

In Short: We do notknowingly collect data from or market to children under 18 years of age.

We do not knowinglysolicit data from or market to children under 18 years of age. By using theServices, you represent that you are at least 18 or that you are the parent orguardian of such a minor and consent to such minor dependent’s use of the Services.If we learn that personal information from users less than 18 years of age hasbeen collected, we will deactivate the account and take reasonable measures topromptly delete such data from our records. If you become aware of any data wemay have collected from children under age 18, please contact usat contact@fairpayai.com.

10. WHAT ARE YOURPRIVACY RIGHTS?

In Short: In someregions, such as the European Economic Area (EEA), United Kingdom (UK),Switzerland, and Canada, you have rights that allow you greater access to andcontrol over your personal information. You may review, change, orterminate your account at any time.

In some regions(like the EEA, UK, Switzerland, and Canada), you have certain rights underapplicable data protection laws. These may include the right (i) to requestaccess and obtain a copy of your personal information, (ii) to requestrectification or erasure; (iii) to restrict the processing of your personalinformation; (iv) if applicable, to data portability; and (v) not to be subjectto automated decision-making. In certain circumstances, you may also have theright to object to the processing of your personal information. You can makesuch a request by contacting us by using the contact details provided in thesection "HOWCAN YOU CONTACT US ABOUT THIS NOTICE?" below.

We will consider andact upon any request in accordance with applicable data protection laws.

If you are locatedin the EEA or UK and you believe we are unlawfully processing your personalinformation, you also have the right to complain to your Member Statedata protection authority or UK data protection authority.

If you are locatedin Switzerland, you may contact the Federal Data Protection andInformation Commissioner.

Withdrawing yourconsent: If we are relying on your consent to process your personalinformation, which may be express and/or implied consent depending on theapplicable law, you have the right to withdraw your consent at any time.You can withdraw your consent at any time by contacting us by using the contactdetails provided in the section "HOWCAN YOU CONTACT US ABOUT THIS NOTICE?" below.

However, please notethat this will not affect the lawfulness of the processing before itswithdrawal nor, when applicable law allows, will it affect theprocessing of your personal information conducted in reliance on lawfulprocessing grounds other than consent.

Opting out ofmarketing and promotional communications: You can unsubscribefrom our marketing and promotional communications at any time by clickingon the unsubscribe link in the emails that wesend, replying "STOP" or "UNSUBSCRIBE" tothe SMS messages that we send, or by contacting us using the detailsprovided in the section "HOWCAN YOU CONTACT US ABOUT THIS NOTICE?" below. You will then beremoved from the marketing lists. However, we may still communicate with you —for example, to send you service-related messages that are necessary for theadministration and use of your account, to respond to service requests, or forother non-marketing purposes.

Account Information

If you would at anytime like to review or change the information in your account or terminate youraccount, you can:

Upon your request toterminate your account, we will deactivate or delete your account andinformation from our active databases. However, we may retain some informationin our files to prevent fraud, troubleshoot problems, assist with anyinvestigations, enforce our legal terms and/or comply with applicable legalrequirements.

Cookies and similartechnologies: Most Web browsers are set to accept cookies by default. If youprefer, you can usually choose to set your browser to remove cookies and toreject cookies. If you choose to remove cookies or reject cookies, this couldaffect certain features or services of our Services.

If you havequestions or comments about your privacy rights, you may email usat contact@fairpayai.com.

11. CONTROLS FORDO-NOT-TRACK FEATURES

Most web browsersand some mobile operating systems and mobile applications include aDo-Not-Track ("DNT") feature or setting you can activate to signalyour privacy preference not to have data about your online browsing activitiesmonitored and collected. At this stage no uniform technology standardfor recognizing and implementing DNT signals has been finalized.As such, we do not currently respond to DNT browser signals or any othermechanism that automatically communicates your choice not to be tracked online.If a standard for online tracking is adopted that we must follow in the future,we will inform you about that practice in a revised version of this privacynotice.

12. DO UNITED STATESRESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

In Short: If you are aresident of California, Colorado, Connecticut, Utah or Virginia, youare granted specific rights regarding access to your personal information.

What categories ofpersonal information do we collect?

We have collectedthe following categories of personal information in the past twelve (12)months:

Category

Examples

Collected

A. Identifiers

Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name

YES

B. Personal information as defined in the California Customer Records statute

Name, contact information, education, employment, employment history, and financial information

C. Protected classification characteristics under state or federal law

Gender and date of birth

D. Commercial information

Transaction information, purchase history, financial details, and payment information

YES

E. Biometric information

Fingerprints and voiceprints

F. Internet or other similar network activity

Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements

G. Geolocation data

Device location

H. Audio, electronic, visual, thermal, olfactory, or similar information

Images and audio, video or call recordings created in connection with our business activities

I. Professional or employment-related information

Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us

YES

J. Education Information

Student records and directory information

K. Inferences drawn from collected personal information

Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics

L. Sensitive personal Information

We will use andretain the collected personal information as needed to provide the Services orfor:

Category A - As long as the user has an account with us

Category D - As long as the user has an account with us

Category I - As long as the user has an account with us

We may also collectother personal information outside of these categories through instances whereyou interact with us in person, online, or by phone or mail in the context of:

Receiving help through our customer support channels;

Participation in customer surveys or contests; and

Facilitation in the delivery of our Services and to respond to your inquiries.

How do we use andshare your personal information?

Learn about how weuse your personal information in the section, "HOW DOWE PROCESS YOUR INFORMATION?"

Will yourinformation be shared with anyone else?

We may disclose yourpersonal information with our service providers pursuant to a written contractbetween us and each service provider. Learn more about how we disclose personalinformation to in the section, "WHENAND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?"

We may use yourpersonal information for our own business purposes, such as for undertakinginternal research for technological development and demonstration. This is notconsidered to be "selling" of your personal information.

We have notdisclosed, sold, or shared any personal information to third parties for abusiness or commercial purpose in the preceding twelve (12) months. We willnot sell or share personal information in the future belonging to websitevisitors, users, and other consumers.

California Residents

California CivilCode Section 1798.83, also known as the "Shine TheLight" law permits our users who are California residents to requestand obtain from us, once a year and free of charge, information aboutcategories of personal information (if any) we disclosed to third parties fordirect marketing purposes and the names and addresses of all third parties withwhich we shared personal information in the immediately preceding calendaryear. If you are a California resident and would like to make such a request,please submit your request in writing to us using the contact informationprovided below.

If you are under 18years of age, reside in California, and have a registered account with theServices, you have the right to request removal of unwanted data that youpublicly post on the Services. To request removal of such data, please contactus using the contact information provided below and include the email addressassociated with your account and a statement that you reside in California. Wewill make sure the data is not publicly displayed on the Services, but pleasebe aware that the data may not be completely or comprehensively removed fromall our systems (e.g., backups, etc.).

CCPA Privacy Notice

This section appliesonly to California residents. Under the California Consumer Privacy Act (CCPA),you have the rights listed below.

The California Codeof Regulations defines a "residents" as:

(1) every individualwho is in the State of California for other than a temporary or transitorypurpose and

(2) every individualwho is domiciled in the State of California who is outside the State ofCalifornia for a temporary or transitory purpose

All otherindividuals are defined as "non-residents."

If this definitionof "resident" applies to you, we must adhere to certainrights and obligations regarding your personal information.

Your rights withrespect to your personal data

Right to requestdeletion of the data — Request to delete

You can ask for thedeletion of your personal information. If you ask us to delete your personalinformation, we will respect your request and delete your personal information,subject to certain exceptions provided by law, such as (but not limited to) theexercise by another consumer of his or her right to free speech, our compliancerequirements resulting from a legal obligation, or any processing that may berequired to protect against illegal activities.

Right to be informed— Request to know

Depending on thecircumstances, you have a right to know:

whether we collect and use your personal information;

the categories of personal information that we collect;

the purposes for which the collected personal information is used;

whether we sell or share personal information to third parties;

the categories of personal information that we sold, shared, or disclosed for a business purpose;

the categories of third parties to whom the personal information was sold, shared, or disclosed for a business purpose;

the business or commercial purpose for collecting, selling, or sharing personal information; and

the specific pieces of personal information we collected about you.

In accordance withapplicable law, we are not obligated to provide or delete consumer informationthat is de-identified in response to a consumer request or to re-identifyindividual data to verify a consumer request.

Right toNon-Discrimination for the Exercise of a Consumer’s Privacy Rights

We will notdiscriminate against you if you exercise your privacy rights.

Right to Limit Useand Disclosure of Sensitive Personal Information

We do not processconsumer's sensitive personal information.

Verification process

Upon receiving yourrequest, we will need to verify your identity to determine you are the sameperson about whom we have the information in our system. These verificationefforts require us to ask you to provide information so that we can match itwith information you have previously provided us. For instance, depending onthe type of request you submit, we may ask you to provide certain informationso that we can match the information you provide with the information wealready have on file, or we may contact you through a communication method(e.g., phone or email) that you have previously provided to us. We mayalso use other verification methods as the circumstances dictate.

We will only usepersonal information provided in your request to verify your identity orauthority to make the request. To the extent possible, we will avoid requestingadditional information from you for the purposes of verification. However, ifwe cannot verify your identity from the information already maintained by us,we may request that you provide additional information for the purposes ofverifying your identity and for security or fraud-prevention purposes. We willdelete such additionally provided information as soon as we finish verifyingyou.

Other privacy rights

You may object to the processing of your personal information.

You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information.

You can designate an authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.

You may request to opt out from future selling or sharing of your personal information to third parties. Upon receiving an opt-out request, we will act upon the request as soon as feasibly possible, but no later than fifteen (15) days from the date of the request submission.

We will honor your opt-out preferences if you enact the Global Privacy Control (GPC) opt-out signal on your browser.

To exercise theserights, you can contact us by submitting a data subject access request, by emailat contact@fairpayai.com, or by referring to the contact details atthe bottom of this document. If you have a complaint about how we handle yourdata, we would like to hear from you.

Colorado Residents

This section appliesonly to Colorado residents. Under the Colorado Privacy Act (CPA), you have therights listed below. However, these rights are not absolute, and in certaincases, we may decline your request as permitted by law.

Right to be informed whether or not we are processing your personal data

Right to access your personal data

Right to correct inaccuracies in your personal data

Right to request deletion of your personal data

Right to obtain a copy of the personal data you previously shared with us

Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")

To submit a requestto exercise these rights described above, please email contact@fairpayai.com or submit a data subject access request.

If we decline totake action regarding your request and you wish to appeal our decision, pleaseemail us at contact@fairpayai.com. Within forty-five (45) days of receiptof an appeal, we will inform you in writing of any action taken or not taken inresponse to the appeal, including a written explanation of the reasons for thedecisions.

ConnecticutResidents

This section appliesonly to Connecticut residents. Under the Connecticut Data Privacy Act (CTDPA),you have the rights listed below. However, these rights are not absolute, andin certain cases, we may decline your request as permitted by law.

Right to be informed whether or not we are processing your personal data

Right to access your personal data

Right to correct inaccuracies in your personal data

Right to request deletion of your personal data

Right to obtain a copy of the personal data you previously shared with us

Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")

To submit a requestto exercise these rights described above,please email contact@fairpayai.com or submit a data subject access request.

If we decline totake action regarding your request and you wish to appeal our decision, pleaseemail us at contact@fairpayai.com. Within sixty (60) days of receipt of anappeal, we will inform you in writing of any action taken or not taken in responseto the appeal, including a written explanation of the reasons for thedecisions.

Utah Residents

This section appliesonly to Utah residents. Under the Utah Consumer Privacy Act (UCPA), you havethe rights listed below. However, these rights are not absolute, and in certaincases, we may decline your request as permitted by law.

Right to be informed whether or not we are processing your personal data

Right to access your personal data

Right to request deletion of your personal data

Right to obtain a copy of the personal data you previously shared with us

Right to opt out of the processing of your personal data if it is used for targeted advertising or the sale of personal data

To submit a requestto exercise these rights described above,please email contact@fairpayai.com or submit a data subjectaccess request.

Virginia Residents

Under the VirginiaConsumer Data Protection Act (VCDPA):

"Consumer" meansa natural person who is a resident of the Commonwealth acting only in anindividual or household context. It does not include a natural person acting ina commercial or employment context.

"Personaldata" means any information that is linked or reasonably linkable toan identified or identifiable natural person. "Personaldata" does not include de-identified data or publicly availableinformation.

"Sale ofpersonal data" means the exchange of personal data for monetaryconsideration.

If this definitionof "consumer" applies to you, we must adhere to certainrights and obligations regarding your personal data.

Your rights withrespect to your personal data

Right to be informed whether or not we are processing your personal data

Right to access your personal data

Right to correct inaccuracies in your personal data

Right to request deletion of your personal data

Right to obtain a copy of the personal data you previously shared with us

Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")

Exercise your rightsprovided under the Virginia VCDPA

You may contactus by email at contact@fairpayai.com or submit a data subject access request.

If you are usingan authorized agent to exercise your rights, we may deny a request ifthe authorized agent does not submit proof that they have beenvalidly authorized to act on your behalf.

Verification process

We may request thatyou provide additional information reasonably necessary to verify you and yourconsumer's request. If you submit the request throughan authorized agent, we may need to collect additional information toverify your identity before processing your request.

Upon receiving yourrequest, we will respond without undue delay, but in all cases, withinforty-five (45) days of receipt. The response period may be extended once byforty-five (45) additional days when reasonably necessary. We will inform youof any such extension within the initial 45-day response period, together withthe reason for the extension.

Right to appeal

If we decline totake action regarding your request, we will inform you of our decision andreasoning behind it. If you wish to appeal our decision, please email usat contact@fairpayai.com. Within sixty (60) days of receipt of an appeal,we will inform you in writing of any action taken or not taken in response tothe appeal, including a written explanation of the reasons for the decisions.If your appeal is denied, you may contact the Attorney General to submit acomplaint.

13. DO WE MAKEUPDATES TO THIS NOTICE?

In Short: Yes, we will updatethis notice as necessary to stay compliant with relevant laws.

We may update thisprivacy notice from time to time. The updated version will be indicated by anupdated "Revised" date and the updated version will beeffective as soon as it is accessible. If we make material changes to thisprivacy notice, we may notify you either by prominently posting a notice ofsuch changes or by directly sending you a notification. We encourage you toreview this privacy notice frequently to be informed of how we are protectingyour information.

14. HOW CAN YOUCONTACT US ABOUT THIS NOTICE?

If you havequestions or comments about this notice, you may email usat contact@fairpayai.com or contact us by post at:

Peregrine Foundry,Inc.

1968 South CoastHighway

Suite 333

Laguna Beach, CA 92651

United States

15. HOW CAN YOUREVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

Based on theapplicable laws of your country, you may have the right to request access tothe personal information we collect from you, change that information, ordelete it. To request to review, update, or delete your personalinformation, please fill out and submit a data subjectaccess request.

This privacy policywas created using Termly's Privacy Policy Generator.

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